Zero2Cool
14 years ago
Yeah, seen that too. I think the apartment listing is a scam. I emailed asking for the address, which was not listed, and I received an email to go to that link fill out the credit report stuff and a few other things.
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wpr
  • wpr
  • Preferred Member
14 years ago

Yeah, seen that too. I think the apartment listing is a scam. I emailed asking for the address, which was not listed, and I received an email to go to that link fill out the credit report stuff and a few other things.

"Zero2Cool" wrote:



Sorry. I have not used them myself. I have seen ads on the net over time and figured it was a place to start.

I think the other suggestions make since. (Check the online newspapers.)

HOWEVER, as I am typing this I remembered a conversation I had with my neighbor. He checks credit as a part of the process to rent his house.
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vegOmatic
14 years ago
Didn't Obama send you your stimulus money?

No, wait... he sent it to ME. That's why you owe so much more. πŸ˜ƒ
blank
14 years ago
If you run your credit report a lot it will actually worsen your credit score. Just an FYI before anyone here runs it 5 times a week for a year. :lol:
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Zero2Cool
14 years ago

If you run your credit report a lot it will actually worsen your credit score. Just an FYI before anyone here runs it 5 times a week for a year. :lol:

"MassPackersFan" wrote:



I think it hurts your FICA score most too. I'm not sure.

I'm trying to avoid that. I paid for my credit report and offer to send that to whomever needs it instead of them checking in on it and risking another ding to my report.

I think that's stupid though. Finding out your credit score, HURTS your score.
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Nonstopdrivel
14 years ago
Yes, because they assume if your credit score is being examined so often, you're applying for a lot of credit, which implies you're trying to live beyond your means. A person shouldn't ordinarily need to have their credit report checked very often.
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dfosterf
14 years ago
Multiple inquiries by potential creditors MAY affect your score negatively.

For example, differing credit card companies making an inquiry...

They are going to assume you are "about" to obtain more credit, prior to the companies that made the inquiries commencement of reporting of that "new" part of your history.

Conversely, if several mortgage companies and banks start making inquiries, the chances are very good that your score will NOT be impacted.

Why?

DEPENDING on the banks you applied to, AND your existing credit history, the chances are good that the software will figure out that you are shopping for a mortgage and will NOT lower (or raise--it depends) your score for trying to get the best interest rate and terms.

They DO NOT lower your score for inquiries made by you.

FICO stands for Fair Issac Company. Your FICO score will differ from the 3 agencies.

By law you are entitled to 1 free report from each of the 3 once a year. Unfortunately, your free report will NOT include your FICO scores.

The free report is obtained from Annualcreditreport.com (All 3)

NOT freecreditreport.com
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beast (12-Nov) : He's a review guy
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Zero2Cool (11-Nov) : Ok, will do.
wpr (11-Nov) : Kevin, donate it to a local food pantry or whatever she wants to do with it. Thanks
wpr (11-Nov) : Kevin,
Zero2Cool (11-Nov) : Wayne, got your girl scout order.
dfosterf (11-Nov) : I believe Zero was being sarcastic
dfosterf (11-Nov) : Due to that rookie kicker Jake Bates that Zero said "he didn't want anyway". 58 yarder to tie the game, 52 yarder to win it. In fairness,
Mucky Tundra (11-Nov) : Lions escape with a win
Mucky Tundra (11-Nov) : and now Goff looking better
Mucky Tundra (11-Nov) : Goff with ANOTHER INT
Mucky Tundra (11-Nov) : and now Stroud throwing INTs
Mucky Tundra (11-Nov) : Goff having an ATROCIOUS game
wpr (11-Nov) : Happy birthday Corps. Ever faithful. Thanks dfosterf.
Mucky Tundra (10-Nov) : stiff armed by Baker Mayfield for about 5-7 yards and still managed to get a pass off
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wpr (8-Nov) : Jets are Packers (L)East
Zero2Cool (8-Nov) : Jets released K Riley Patterson and signed K Anders Carlson to the practice squad.
wpr (8-Nov) : Thanks guys
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Zero2Cool (7-Nov) : Anders Carlson ... released by 49ers
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wpr (7-Nov) : Thanks Kevin.
Zero2Cool (7-Nov) : Happy Birthday, Wayne! πŸŽ‰πŸŽ‚πŸ₯³
beast (7-Nov) : Edge Rushers is the same... it's not the 4-3 vs 3-4 change, it's the Hafley's version of the 4-3... as all 32 teams are actually 4-2
Zero2Cool (6-Nov) : OLB to DE and player requests trade. Yet folks say they are same.
beast (5-Nov) : In other news, the Green Bay Packers have signed Zero2Cool to update their website πŸ˜‹ jk
beast (5-Nov) : Might just re-sign the kicker we got
beast (5-Nov) : Are there any kickers worth drafting next year?
Zero2Cool (5-Nov) : Preston Smith for Malik Willis
Mucky Tundra (5-Nov) : Getting a 7th rounder from the Stillers
Zero2Cool (5-Nov) : At least we get 7th round pick now!! HELLO NEW KICKER
Mucky Tundra (5-Nov) : Steelers getting a premier lockdown corner!
Zero2Cool (5-Nov) : Packers are trading edge rusher Preston Smith to the Pittsburgh Steelers, per sources.
Mucky Tundra (5-Nov) : Preston Smith traded to the Steelers!!!!
Zero2Cool (5-Nov) : CB Marshon Lattimore to Commanders
Zero2Cool (5-Nov) : Bears are sending RB Khalil Herbert to the Bengals, per sources.
Zero2Cool (5-Nov) : ZaDarius Smith continues his "north" tour.
Zero2Cool (5-Nov) : Let the Chiefs trade a 5th for him
Zero2Cool (5-Nov) : Nearing 30, large contract, nope.
Martha Careful (5-Nov) : any interest in Marshon Lattimore?
Zero2Cool (4-Nov) : What does NFL do if they're over cap?
Mucky Tundra (4-Nov) : They've been able to constantly push it out through extensions, void years etc but they're in the hole by 72 million next year I believe
hardrocker950 (4-Nov) : Seems the Saints are always in cap hell
Mucky Tundra (4-Nov) : Saints HC job is not an envious one; gonna be in cap hell for 3 years
Mucky Tundra (4-Nov) : Dennis Allen has now been fired twice mid-season with Derek Carr as his starting QB
Zero2Cool (4-Nov) : Kuhn let go
beast (4-Nov) : I wonder if the Packers would have any interest in Z. Smith, probably not
Zero2Cool (4-Nov) : Shefter says Browns and Lions will figure out how to get a deal done for Za'Darius Smith..
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