Zero2Cool
14 years ago
I was reading this article here  and started wondering, what's the difference between paying via Debit or Credit?

My initial thinking is paying by credit holds a lower transaction fee because my bank, Chase, has enrolled me in some plan that rewards me if I use it at credit, rather than debit.
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zombieslayer
14 years ago
Use credit. The cards are protected better. Just be sure to pay them off every month.

My wife and I use our credit cards for everything. We keep all receipts and pay them off every week online. Note I said week and not month. I'm pretty anal about that.

She gets free coffee, I get cash back.
My man Donald Driver
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(thanks to Pack93z for the pic)
2010 will be seen as the beginning of the new Packers dynasty. 🇹🇹 🇲🇲 🇦🇷
djcubez
14 years ago
I have a VISA Check Card. I can either go debit or pay as credit. It's pretty sweet.
musccy
14 years ago

Use credit. The cards are protected better. Just be sure to pay them off every month.

My wife and I use our credit cards for everything. We keep all receipts and pay them off every week online. Note I said week and not month. I'm pretty anal about that.

She gets free coffee, I get cash back.

"zombieslayer" wrote:



This.

I have a credit card with gas-based rewards (shamefully BP, but card expires in 2 months). If I pay it off every month, I get 5% rebate on every BP purchase, 2% rebate on most food/lodging expenditures, and 1% back on everything else. I literally get payed to use my credit card. I have about a $350 check waiting for me from the last 6 or so months to reclaim whenever I want it. Consequently, I virtually never use cash or my debit card.
djcubez
14 years ago

Use credit. The cards are protected better. Just be sure to pay them off every month.

My wife and I use our credit cards for everything. We keep all receipts and pay them off every week online. Note I said week and not month. I'm pretty anal about that.

She gets free coffee, I get cash back.

"musccy" wrote:



This.

I have a credit card with gas-based rewards (shamefully BP, but card expires in 2 months). If I pay it off every month, I get 5% rebate on every BP purchase, 2% rebate on most food/lodging expenditures, and 1% back on everything else. I literally get payed to use my credit card. I have about a $350 check waiting for me from the last 6 or so months to reclaim whenever I want it. Consequently, I virtually never use cash or my debit card.

"zombieslayer" wrote:



I gotta get into that. I just feel like I'll forget to pay it off. Not that I can't. I'll just forget lol.

Actually my friends and I have been doing this cabin trip over spring break every year. On our way up North last year we stopped by Cabelas and picked up some ammunition. My roommate decided to grab the Cabelas' credit card. Now, no more than a year later we've decided to go back up north. A few days ago he stopped by Cabelas to pick up ammunition. He got $50 worth of ammo free because of how many points he racked up on his Cabelas' card. Frickin' awesome.
Zero2Cool
14 years ago
I have a debit card, do not have a credit card. I don't think there's an establishment on this planet that will give me one either, lol.

Do not ever name your children a Jr!!! Because if you screw YOUR credit, you take your kid down with ya!


I've been using credit on my debit card.
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musccy
14 years ago

Use credit. The cards are protected better. Just be sure to pay them off every month.

My wife and I use our credit cards for everything. We keep all receipts and pay them off every week online. Note I said week and not month. I'm pretty anal about that.

She gets free coffee, I get cash back.

"djcubez" wrote:



This.

I have a credit card with gas-based rewards (shamefully BP, but card expires in 2 months). If I pay it off every month, I get 5% rebate on every BP purchase, 2% rebate on most food/lodging expenditures, and 1% back on everything else. I literally get payed to use my credit card. I have about a $350 check waiting for me from the last 6 or so months to reclaim whenever I want it. Consequently, I virtually never use cash or my debit card.

"musccy" wrote:



I gotta get into that. I just feel like I'll forget to pay it off. Not that I can't. I'll just forget lol.

Actually my friends and I have been doing this cabin trip over spring break every year. On our way up North last year we stopped by Cabelas and picked up some ammunition. My roommate decided to grab the Cabelas' credit card. Now, no more than a year later we've decided to go back up north. A few days ago he stopped by Cabelas to pick up ammunition. He got $50 worth of ammo free because of how many points he racked up on his Cabelas' card. Frickin' awesome.

"zombieslayer" wrote:



I'm not sure how retail credit cards work - if you just build up credit based on a purchase through their store or if it applies to ALL purchases. I think Discover and Bank of America give about 1% back for all purchases, and I know Marathon gas gives similar discounts as my BP card (becuase I looked into switching back in August) so look around and see how you can maximize your return.

My BP card is through Chase and they send me 10 day email reminders of when my bill is due, and I just pay it then, and like I said, I get 1, 2, or 5% kick back on EVERYTHING I buy (unless I purchase from another gas station). Pretty sweet deal!
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Zero2Cool (1h) : Had Celebration of Life for my uncle up north. wicked rain hope it dont come south
Mucky Tundra (3h) : THE GREEN BAY PACKERS ARE PLAYING FOOTBALL TONIGHT!!!!!! THIS IS NOT A DRILL!!!!
Zero2Cool (4h) : Woo-hoo
TheKanataThrilla (4h) : NFL Network is broadcasting the game tonight, but not in Canada. Not sure why as no local television is showing the game.
beast (8-Aug) : But the Return from IR designations had to be applied by the 53 man cutdown.
beast (8-Aug) : It's a new rule, so it's not clear, but my understanding was that they could be IR'd at any time
Mucky Tundra (8-Aug) : *had to be IRed at 53
Mucky Tundra (8-Aug) : beast, I thought the designate return from IR players had to be IR at cutdowns to 53, not before
beast (8-Aug) : It's a brand new rule, either last season or this season, prior, all pre-season IRs were done for the season
beast (8-Aug) : But the Packers would have to use one for their return from IR spots on him, when they cut down to 53.
beast (8-Aug) : I think the NFL recently changed the IR rules, so maybe the season might not be over for OL Glover.
Zero2Cool (8-Aug) : Packers star Howton, first NFLPA prez, dies at 95 😔
dfosterf (8-Aug) : Apparently it is too complicated for several to follow your simple instructions, but I digress
dfosterf (8-Aug) : Zero- Did you see what I posted about Voice of Reason and his wife? She posted over at fleaflicker that they are both "In"
Zero2Cool (7-Aug) : Well, not crazy, it makes sense. Crazy I didn't notice/find it earlier
Zero2Cool (7-Aug) : it's crazy how one stored procedure to get data bogged everything down for speed here
dfosterf (7-Aug) : to herd cats or goldfish without a bowl. They reminded me of the annual assembly of our fantasy league
dfosterf (7-Aug) : out on a field trip, outfitting them with little yellow smocks. Most of the little folk were well behaved, but several were like trying
dfosterf (7-Aug) : Yesterday my wife and I spent the afternoon on the waterfront here in Alexandria, Va. A daycare company took about 15 three/four year olds
wpr (7-Aug) : seems faster. yay
dfosterf (7-Aug) : Wife of reason posted on the in/out thread on fleaflicker that both she and vor are in
Zero2Cool (7-Aug) : This page was generated in 0.135 seconds.
Mucky Tundra (7-Aug) : Tbh, I can never tell the difference in speed unless it's completely shitting the bed
Zero2Cool (7-Aug) : Sure does feel like site is more snappy
Zero2Cool (6-Aug) : I thought that was the Lions OL
Mucky Tundra (6-Aug) : Travis Glover placed on IR; seasons over for him
Zero2Cool (6-Aug) : found bad sql in database, maybe site faster now?
dfosterf (5-Aug) : I'm going to call that a good move.
Zero2Cool (4-Aug) : Packers sign CB Corey Ballentine
Zero2Cool (4-Aug) : I'm not sure how to kill the draft order just yet so it's not so confusing.
Mucky Tundra (4-Aug) : *to be able
Mucky Tundra (4-Aug) : and because it's not a dynasty league (which makes a lot more sense to be ability to trade picks)
Mucky Tundra (4-Aug) : Oh I know; I was just exploring and it blew my mind that you could trade picks because of the whole reordering thing
Mucky Tundra (4-Aug) : Zero, I think I preferred my offer: your 1st for my 15th rounder
Zero2Cool (4-Aug) : Keep in mind, we do a draft reorder once all members locked in
Zero2Cool (4-Aug) : You can have my 12th Rd for your 2nd round
Mucky Tundra (4-Aug) : Hey i didn't know we could trade picks in fantasy
Mucky Tundra (3-Aug) : Update: Rock has tried a cheese curd, promises it's not his last
Zero2Cool (3-Aug) : watch it!! lol
Mucky Tundra (3-Aug) : you're right, we never did leave, the site just went down :P
Mucky Tundra (3-Aug) : Rock claims to have never eaten a cheese curd
Zero2Cool (3-Aug) : We did not leave.
Mucky Tundra (3-Aug) : Family Night! WE ARE SO BACK!
Mucky Tundra (2-Aug) : To this day, I'm still miffed about his 4 TD game against Dallas on Thanksgiving going to waste
Martha Careful (2-Aug) : Congratulations Sterling Sharpe. He was terrific and I loved watching him play.
beast (2-Aug) : I believe it's technically against the CBA rules, but Jerry just calls it a simple unofficial chat... and somehow gets away with it.
beast (2-Aug) : Jerry Jones is infamous for ̶n̶e̶g̶o̶t̶i̶a̶t̶i̶n̶g̶ chatting with players one on one... and going around the agent.
Mucky Tundra (1-Aug) : Oo just saw a blurb saying that Dallas negotiated directly with Parsons and not through his agent
Mucky Tundra (1-Aug) : I assumed that both guys will get paid, just a matter of when or how we get there
Zero2Cool (1-Aug) : McLaurin nor Micah going anywhere. They will get money
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