My wife just called from work. Thunderstorms are running through the area. She said they just got golf-ball sized hail, which is very rare around here.
She is afraid to go look at the car.
I have a bad feeling I am not going to be happy.
I think that's covered under "comprehensive" policy-wise...HOPEFULLY meaning no premium increase...act of nature, rare here, etc.
Crap.
"dfosterf" wrote:
Even if you do not get the body work done to fix the minimal dammage call your insurance company and report it. Talk to them...
They may give you a claim for your loss in future re-sale value. Rather than pay for the repairs... This is a Win for the insurance company, and this could be a win win for you if she is going to keep the car for a long time.
Some insurance companies would rather pay off a re-sale dammage loss on "Hail Dammage" then pay for the body work on the car.
ASK QUESTIONS with your agent, and get the answers in WRITING before making a claim. The first question to ask is... Will this effect an increase in my premium over the next 5 years?
Then evaluate the dollar value?
""People Will Probably Never Remember What You Said, And May Never Remember What You Did. However, People Will Always Remember How You Made Them Feel."