1. FAR more accidents are caused by slow-assed fools who get hit from behind - the most dishonorable kind of dent is in the rear hahaha. Also, those same slow-assed rule-following fools cause the great majority of road rage among us normal people who get pissed off at them. As I said, though, most of that can be solved with a simple middle finger - the God-given remedy for dealing with dumbasses.
wpr, somehow I knew (or at least am not surprised) that you are an insurance guy.
2. Answer me this question if you can: many years ago I briefly sold life insurance (A.L. Williams). I was told at that time that auto insurance was just a side light for most insurance companies, not much profit in it. Now, you have Discount Double-Check and 10 or 12 other companies aggressively, almost frantically advertizing for auto insurance business. Apparently there is real profit in it now. What has changed? Safer driving? The "Individual Mandate" as applied to auto insurance? Something else?
3. BTW, in 50 1/2 years of driving, I have been involved in exactly one property damage accident - no injuries. I got hit from behind (oh the shame of it hahahaha) while sitting at a stop light by a damn drunk. He got injured - by me beating the crap out of him right there in the street.
Originally Posted by: texaspackerbacker