Porforis
11 years ago
1. Tailgating
2. Failure to use turn signals when changing lanes or turning
3. Being in the left lane for no reason
wpr
  • wpr
  • Preferred Member
11 years ago


1. FAR more accidents are caused by slow-assed fools who get hit from behind - the most dishonorable kind of dent is in the rear hahaha. Also, those same slow-assed rule-following fools cause the great majority of road rage among us normal people who get pissed off at them. As I said, though, most of that can be solved with a simple middle finger - the God-given remedy for dealing with dumbasses.

wpr, somehow I knew (or at least am not surprised) that you are an insurance guy.

2. Answer me this question if you can: many years ago I briefly sold life insurance (A.L. Williams). I was told at that time that auto insurance was just a side light for most insurance companies, not much profit in it. Now, you have Discount Double-Check and 10 or 12 other companies aggressively, almost frantically advertizing for auto insurance business. Apparently there is real profit in it now. What has changed? Safer driving? The "Individual Mandate" as applied to auto insurance? Something else?

3. BTW, in 50 1/2 years of driving, I have been involved in exactly one property damage accident - no injuries. I got hit from behind (oh the shame of it hahahaha) while sitting at a stop light by a damn drunk. He got injured - by me beating the crap out of him right there in the street.

Originally Posted by: texaspackerbacker 



1. Wrong. Statistics say so.

2. Auto insurance is not a lost leader. There are many years were the industry combined loss ratio for auto insurance is 103-107%. That means for every dollar the industry takes in they spend a dollar and three cents to a dollar and seven cents. When they can get more than 10% on their investments it is not terribly bad (although companies will still complain.) in today's financial market they are not getting that. The past few years the loss ratio has been a little higher than that thus the rate increases for the past few years has been a little steeper than usual. As for your question about all the ads, the companies you are mentioning depend on auto sales. They do very little outside of home and auto insurance. They need auto sales or die.

3. One driver's record does not mean it is a safer method of driving. I have met hundreds of teenagers that have not have had tickets or accidents. But as a collective group their record is not very good. Your cohorts have ruined your argument. (I had an attorney once tell me that his law firm knew how to practice law safely. After all they never had a malpractice lawsuit in the 100 years that the firm had been in existence. I told him that was marvelous but didn't mean they wouldn't in the future. They had 2 claims in the next 3 years.)


UserPostedImage
yooperfan
11 years ago
"Left laners: people driving aimlessly in the passing lane clogging up traffic.
When I have to pass them on the right they always get the finger.

People using the left turn lane to merge into traffic.
It's called the left turn lane for a reason numbnuts!
Porforis
11 years ago

"Left laners: people driving aimlessly in the passing lane clogging up traffic.
When I have to pass them on the right they always get the finger.

People using the left turn lane to merge into traffic.
It's called the left turn lane for a reason numbnuts!

Originally Posted by: yooperfan 



Thanks for reminding me of #4: People who use turning lanes or shoulders to get around a car or two.
texaspackerbacker
11 years ago

1. Wrong. Statistics say so.

2. Auto insurance is not a lost leader. There are many years were the industry combined loss ratio for auto insurance is 103-107%. That means for every dollar the industry takes in they spend a dollar and three cents to a dollar and seven cents. When they can get more than 10% on their investments it is not terribly bad (although companies will still complain.) in today's financial market they are not getting that. The past few years the loss ratio has been a little higher than that thus the rate increases for the past few years has been a little steeper than usual. As for your question about all the ads, the companies you are mentioning depend on auto sales. They do very little outside of home and auto insurance. They need auto sales or die.

3. One driver's record does not mean it is a safer method of driving. I have met hundreds of teenagers that have not have had tickets or accidents. But as a collective group their record is not very good. Your cohorts have ruined your argument. (I had an attorney once tell me that his law firm knew how to practice law safely. After all they never had a malpractice lawsuit in the 100 years that the firm had been in existence. I told him that was marvelous but didn't mean they wouldn't in the future. They had 2 claims in the next 3 years.)

Originally Posted by: wpr 



My #1 couldn't be wrong because I didn't say far more than what hahahaha.

#2: Thanks for the info. It still seems illogical for so many companies to spend so much on fancy commercials unless they are making a ton of money on the product. If they do very little outside of home and auto insurance, and that is a mere loss leader, then how/why are State Farm, Allstate, GEICO, etc. such big prosperous companies?

My #3 was in response to being called an incompetent driver with implications of not being safe - when it is in fact the silly fools crawling along complying with instead of defying, ducking, and dodging all those stupid rules and regulations they are ramming down our throats with so much as a legislative vote. So strange that our Libertarian types all seem to have their heads in the clouds and don't give a damn about this kind of down to earth government shit that really does mess with our lives, unlike ........ all the shit they do deem worthy of ranting about.
Expressing the Good Normal Views of Good Normal Americans.
If Anything I Say Smacks of Extremism, Please Tell Me EXACTLY What.
Wade
  • Wade
  • Veteran Member
11 years ago
How many people know that GEICO used to be the "Government Employees Insurance Company"?

:)
And do not be conformed to this world, but be transformed by the renewing of your mind, that you may prove what is that good and acceptable and perfect will of God.
Romans 12:2 (NKJV)
yooperfan
11 years ago

How many people know that GEICO used to be the "Government Employees Insurance Company"?

:)

Originally Posted by: Wade 



GEICO was my 1st insurance for my 1st car.
I was working for the Federal Aviation Administration at the time.

wpr
  • wpr
  • Preferred Member
11 years ago

How many people know that GEICO used to be the "Government Employees Insurance Company"?

:)

Originally Posted by: Wade 



me.

Shocked? [grin1]
UserPostedImage
steveishere
11 years ago
I find it's way to easy to get stressed and drive like an idiot myself when I let other peoples driving bother me so now when I see someone doing some stupid crap on the road I just chill and let that stuff wash over me. Driving is a much more enjoyable experience if I just cruise and let other people do what they do and not worry about it so much.
GermanGilbert
11 years ago
As my driving behaviour changed completely in the last 10 years, the rants changed as well. At that time, where speed was all that mattered, it was:

- The so called "Mittelspurschleicher". Drivers in the middle or left lane driving 50 to 60 mph when all of the right lane is free. Passing down the right lane will cost you your driving license over here when they catch you multiple times.
- People who drive 5 to 10 yds behind you when you already drive with 120 to 125 mph. Horrible!! You can basically offer them a seat in your luggage space.

Now I prefer not leaving the right lane, going 50 to 60 mph myself and don't care about the "wars" all other guys fighting out on middle and left lanes. Much more enjoyable. Now what pisses me off the most are drivers who do not turn on the headlights in the dawn or when it's raining. Basically impossible to see them coming from behind.
blank
Fan Shout
beast (1h) : Sounds like P Luke Elzinga has a rookie try out opportunity from the Titans
dfosterf (4h) : Luke Elzinga Punter Oklahoma stil unsigned. Green Bay has been mentioned as good fit
beast (11h) : The Packers re-signed three exclusive rights free agents WR Melton, P Whelan and RB Wilson.
Zero2Cool (29-Apr) : February 5, 2002 (age 23) ok no. packers.com is wrong
Zero2Cool (29-Apr) : Micah Robinson is only 19??
Zero2Cool (29-Apr) : 6 first rounders on Packers defense now
Zero2Cool (29-Apr) : LB Isaiah Simmons. Signed. Called it!!! Oh yeah!
Martha Careful (29-Apr) : ty bboystyle...fat fingers
bboystyle (29-Apr) : Tom*
Martha Careful (28-Apr) : RIP Packer Safety Tim Brown
beast (27-Apr) : Yeah, but also some of the wording suggestions Jax only pranked called the QB, not the others... and if he had an open spreadsheet & 3 calls
beast (27-Apr) : Thank goodness he's not leaving the Turtle in the Red Tide
Mucky Tundra (27-Apr) : Cowboys 1st round pick Tyler Booker will indeed be bringing his pet turtle to Dallas with him
Mucky Tundra (27-Apr) : that contained all prospects info and contact
Mucky Tundra (27-Apr) : beast, according the Falcons statement Jax came across it on an ipad. If I had to guess, probably an open spread sheet or something
Zero2Cool (27-Apr) : Simmons put up an emoji with cheese.
beast (27-Apr) : Not sure anyone is interested in Isaiah Simmons... Collin Oliver might of taken his potential slot
beast (27-Apr) : I'm going with Jax Ulbrich is not telling the whole truth... he accidentally came across it? Why would a defensive coordinator have a QB #?
Zero2Cool (27-Apr) : He's not that great, but final piece of the script.\
Zero2Cool (27-Apr) : If we add Isaiah Simmons, book your Super Bowl tickets
Mucky Tundra (27-Apr) : Colts 1st round TE Tyler Warren also got prank called, was that Jax Ulbrich as well?
Zero2Cool (27-Apr) : Jax Ulbrich, Jeff Ulbrich’s son, released an apology for his role in the Shedeur Sanders prank call.
Martha Careful (27-Apr) : apparently he did not participate in practice or play on the east west shrine game nor the NFL combine. The kid was a mediocre spoiled brat
Mucky Tundra (27-Apr) : Yeah that one that was a super wounded duck that Sanders supporters are highlighting to prove a point
Zero2Cool (27-Apr) : Shough is the guy who missed guys at combine isn't he?
beast (27-Apr) : It's not official until I'm dead! I have a chance still! (Not really)
Mucky Tundra (27-Apr) : I could feel my body decomposing in real time when I read that
Mucky Tundra (27-Apr) : @MIKEYSAINRISTIL Tyler Shough will officially be the last person drafted to the NFL born in the 1900’s
Mucky Tundra (26-Apr) : saw the tweet, he meant the city
Mucky Tundra (26-Apr) : Was that for the team or the city?
Zero2Cool (26-Apr) : Adam Schefter @AdamSchefter · 3m Draft grade is in: Green Bay gets an A. The people, the city, the venue were all superb. NFL Draft’s next
Zero2Cool (26-Apr) : Matt LaFleur says Jaire Alexander is participating in #Packers offseason program, which has been conducted virtually during this first week
Zero2Cool (26-Apr) : ✅ ...
buckeyepackfan (26-Apr) : Check
Zero2Cool (26-Apr) : Matthew Golden cahanged 81 to 22??
TheKanataThrilla (26-Apr) : Sam Howell to Vikings...guess no Aaron
Martha Careful (26-Apr) : 1 round 7 min, with one extra minute if there is a trade. 2nd round 4 minutes, 3rd -3, 2 thereafter IMO
Martha Careful (26-Apr) : Agree
dfosterf (26-Apr) : Great idea imo
dfosterf (26-Apr) : 1st round to 7 minutes with one extension
dfosterf (26-Apr) : NFL comissioner wants to shorten the 2st
Mucky Tundra (26-Apr) : @jalenreagors They’re discussing if Sheduer can go back to college on NFL Network LMFAOOOOO
beast (26-Apr) : Great point Martha
beast (26-Apr) : Buddy Ryan used to say if a candy bar goes missing, there are two to blame, Rex and Rob 🤪 jk 😁
Martha Careful (26-Apr) : Bum Phillips used to say there are two ways to get better. Get better players or get players to play better. We have a new DL coach
Zero2Cool (26-Apr) : Yes. Look at the losses last year. They can win.
beast (26-Apr) : Can Packers win with their current DL?
bboystyle (26-Apr) : waiting for a pass rusher.
dfosterf (25-Apr) : 5 minutes between picks in the 3rd
dfosterf (25-Apr) : 3rd. Hate this phone
Please sign in to use Fan Shout
2024 Packers Schedule
Friday, Sep 6 @ 7:15 PM
Eagles
Sunday, Sep 15 @ 12:00 PM
COLTS
Sunday, Sep 22 @ 12:00 PM
Titans
Sunday, Sep 29 @ 12:00 PM
VIKINGS
Sunday, Oct 6 @ 3:25 PM
Rams
Sunday, Oct 13 @ 12:00 PM
CARDINALS
Sunday, Oct 20 @ 12:00 PM
TEXANS
Sunday, Oct 27 @ 12:00 PM
Jaguars
Sunday, Nov 3 @ 3:25 PM
LIONS
Sunday, Nov 17 @ 12:00 PM
Bears
Sunday, Nov 24 @ 3:25 PM
49ERS
Thursday, Nov 28 @ 7:20 PM
DOLPHINS
Thursday, Dec 5 @ 7:15 PM
Lions
Sunday, Dec 15 @ 7:20 PM
Seahawks
Monday, Dec 23 @ 7:15 PM
SAINTS
Sunday, Dec 29 @ 3:25 PM
Vikings
Sunday, Jan 5 @ 12:00 PM
BEARS
Recent Topics
24m / Green Bay Packers Talk / dfosterf

15h / Green Bay Packers Talk / Martha Careful

18h / Green Bay Packers Talk / Zero2Cool

18h / Packers Draft Threads / Mucky Tundra

19h / Green Bay Packers Talk / wpr

29-Apr / Green Bay Packers Talk / wpr

27-Apr / Packers Draft Threads / Mucky Tundra

27-Apr / Green Bay Packers Talk / beast

27-Apr / Green Bay Packers Talk / Mucky Tundra

27-Apr / Around The NFL / bboystyle

27-Apr / Green Bay Packers Talk / Mucky Tundra

27-Apr / Green Bay Packers Talk / Martha Careful

27-Apr / Packers Draft Threads / wpr

27-Apr / Packers Draft Threads / wpr

27-Apr / Packers Draft Threads / wpr

Headlines
Copyright © 2006 - 2025 PackersHome.com™. All Rights Reserved.