You can't beat yourself up for what happened to you with you marriage. Nobody goes into a marriage thinking, yeah this is going to be a colossal failure. That shit happened, its over, most importantly you survived it all with the love of your children to boot.

The money shit doesn't matter. I'd give it all away so that Mia wouldn't have ever had to know what cancer is.

Speaking of holes in the wall - you might as well pick some place warm and beachlike. You can do that nerdy computer techy shit anywhere, can't you?

Originally Posted by: DakotaT 

I'm not sure I would trade any of my past mistakes because I feel it help craft whom I am today. Money has never meant anything to me, hence some of the financial mistakes.

Why would I want to move out of Wisconsin again? I love it here. I enjoyed Colorado, it was a great experience, but from all the places I've been throughout the country, I can't think of a better place. And Packers.

Originally Posted by: Zero2Cool 

When my bones are old and useless, I'll be drinking and toking on a beach. You freeze your ass off, I can watch the Packers on a large screen.

Originally Posted by: DakotaT 

Some people claim that owning a home is a key to obtaining wealth. I'm not totally convinced on that one. When you dive into the numbers and include taxes, upkeep, and mortgage interest - I believe renting is much cheaper. In your case, with the age of your daughters and them going off to school - buying a home probably does not make the best financial sense for you.

Originally Posted by: DakotaT 

Owning a home IS a key to growing wealth. It doesn't do it by its value, it does it by making it so after 10-15-20 years how ever long you take to pay your home off. You will no longer have to pay a mortgage or rent again. That is easily 10-20k a year that you now have to invest and build that wealth for your retirement if you want. Or to use to pay for your kids college, or to put towards your kids future home so they become more financially secure sooner.

Unfortunately that was one of the biggest problems of the housing bubble. People looked at and wanted a return today, rather than in 20 years. So they don't have the money to pay more of their kids college so their kids are sitting with more debt. They can't help provide a down payment for their kids home so their kids will have a harder time becoming owners themselves.

I thank my parents for how they raised me. They didn't spend and buy me things I didn't need. They didn't go out and buy a bigger house or fancier cars to impress anybody else. And today, even though neither has climbed the corporate ladder. I don't think combined they ever made a salary equal to what I make myself. But they have always had money when they needed it. They have a nice home to live in until they no longer are able to, no worry about how they will make rent when retired.

Originally Posted by: PackFanWithTwins 

I was looking forward to the maintenance and supplying appliances (really want a tankless water heater) and things of that nature. I always enjoyed mowing the lawn, shoveling snow and what have you. The property taxes just feels a bit much to me. Land of the free my ass! lol

Originally Posted by: Zero2Cool 

The biggest advantage to home ownership is privacy, unless you live with four blondes.

Originally Posted by: DakotaT 

Out of everything a person could be looking forward to in owning a home. I have to say, you are the first person I've ever seen say "tankless water heater".

Originally Posted by: PackFanWithTwins 

Only two of my blond's live with me currently. The place we have now is fairly private which is one of the reasons I moved to it.



Ha, there are few other things too, but having a tankless water heater would be greatly beneficial in two years when both the girls will be battling dad for the shower. If we had two showers and tankless water heater, things would go much smoother I predict. My current plan is to get in and out quick as possible and let them two duke out the details.

Originally Posted by: Zero2Cool