Zero2Cool
10 years ago

You can't beat yourself up for what happened to you with you marriage. Nobody goes into a marriage thinking, yeah this is going to be a colossal failure. That shit happened, its over, most importantly you survived it all with the love of your children to boot.

The money shit doesn't matter. I'd give it all away so that Mia wouldn't have ever had to know what cancer is.

Speaking of holes in the wall - you might as well pick some place warm and beachlike. You can do that nerdy computer techy shit anywhere, can't you?

Originally Posted by: DakotaT 



I'm not sure I would trade any of my past mistakes because I feel it help craft whom I am today. Money has never meant anything to me, hence some of the financial mistakes.

Why would I want to move out of Wisconsin again? I love it here. I enjoyed Colorado, it was a great experience, but from all the places I've been throughout the country, I can't think of a better place. And Packers.

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DakotaT
10 years ago

I'm not sure I would trade any of my past mistakes because I feel it help craft whom I am today. Money has never meant anything to me, hence some of the financial mistakes.

Why would I want to move out of Wisconsin again? I love it here. I enjoyed Colorado, it was a great experience, but from all the places I've been throughout the country, I can't think of a better place. And Packers.

Originally Posted by: Zero2Cool 



When my bones are old and useless, I'll be drinking and toking on a beach. You freeze your ass off, I can watch the Packers on a large screen.
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Zero2Cool
10 years ago

When my bones are old and useless, I'll be drinking and toking on a beach. You freeze your ass off, I can watch the Packers on a large screen.

Originally Posted by: DakotaT 



I will be watching the Packers game, on a large screen, for free. ;-)

BTW, enjoy the beach life next year!
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PackFanWithTwins
10 years ago

Some people claim that owning a home is a key to obtaining wealth. I'm not totally convinced on that one. When you dive into the numbers and include taxes, upkeep, and mortgage interest - I believe renting is much cheaper. In your case, with the age of your daughters and them going off to school - buying a home probably does not make the best financial sense for you.

Originally Posted by: DakotaT 



Owning a home IS a key to growing wealth. It doesn't do it by its value, it does it by making it so after 10-15-20 years how ever long you take to pay your home off. You will no longer have to pay a mortgage or rent again. That is easily 10-20k a year that you now have to invest and build that wealth for your retirement if you want. Or to use to pay for your kids college, or to put towards your kids future home so they become more financially secure sooner.

Unfortunately that was one of the biggest problems of the housing bubble. People looked at and wanted a return today, rather than in 20 years. So they don't have the money to pay more of their kids college so their kids are sitting with more debt. They can't help provide a down payment for their kids home so their kids will have a harder time becoming owners themselves.

I thank my parents for how they raised me. They didn't spend and buy me things I didn't need. They didn't go out and buy a bigger house or fancier cars to impress anybody else. And today, even though neither has climbed the corporate ladder. I don't think combined they ever made a salary equal to what I make myself. But they have always had money when they needed it. They have a nice home to live in until they no longer are able to, no worry about how they will make rent when retired.
The world needs ditch diggers too Danny!!!
DakotaT
10 years ago

Owning a home IS a key to growing wealth. It doesn't do it by its value, it does it by making it so after 10-15-20 years how ever long you take to pay your home off. You will no longer have to pay a mortgage or rent again. That is easily 10-20k a year that you now have to invest and build that wealth for your retirement if you want. Or to use to pay for your kids college, or to put towards your kids future home so they become more financially secure sooner.

Unfortunately that was one of the biggest problems of the housing bubble. People looked at and wanted a return today, rather than in 20 years. So they don't have the money to pay more of their kids college so their kids are sitting with more debt. They can't help provide a down payment for their kids home so their kids will have a harder time becoming owners themselves.

I thank my parents for how they raised me. They didn't spend and buy me things I didn't need. They didn't go out and buy a bigger house or fancier cars to impress anybody else. And today, even though neither has climbed the corporate ladder. I don't think combined they ever made a salary equal to what I make myself. But they have always had money when they needed it. They have a nice home to live in until they no longer are able to, no worry about how they will make rent when retired.

Originally Posted by: PackFanWithTwins 



You and I have a lot of common ground, too bad you think Capitalism and Christianity go hand in hand. I came from a poor family and my wife came from a family who spends money like there's an endless supply. It took Mia's health problems to get on the same page about what money needs to be spent on. New car smell and annual vacations are no longer a priority. Having a year's worth bills covered in your checkbook is.

What I don't like are property taxes. Mine are about $3,500 a year when our state has huge surpluses.

But back to Zero, a finance class for him at community college would do him wonders. Hell, just doing some time value of money problems would give him more understanding. Our country's education system does a very poor job in this very important area that affects all people.
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Zero2Cool
10 years ago
I was looking forward to the maintenance and supplying appliances (really want a tankless water heater) and things of that nature. I always enjoyed mowing the lawn, shoveling snow and what have you. The property taxes just feels a bit much to me. Land of the free my ass! lol


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PackFanWithTwins
10 years ago

I was looking forward to the maintenance and supplying appliances (really want a tankless water heater) and things of that nature. I always enjoyed mowing the lawn, shoveling snow and what have you. The property taxes just feels a bit much to me. Land of the free my ass! lol

Originally Posted by: Zero2Cool 



Out of everything a person could be looking forward to in owning a home. I have to say, you are the first person I've ever seen say "tankless water heater".
The world needs ditch diggers too Danny!!!
DakotaT
10 years ago
The biggest advantage to home ownership is privacy, unless you live with four blondes.
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Zero2Cool
10 years ago

The biggest advantage to home ownership is privacy, unless you live with four blondes.

Originally Posted by: DakotaT 



Only two of my blond's live with me currently. The place we have now is fairly private which is one of the reasons I moved to it.

Out of everything a person could be looking forward to in owning a home. I have to say, you are the first person I've ever seen say "tankless water heater".

Originally Posted by: PackFanWithTwins 



Ha, there are few other things too, but having a tankless water heater would be greatly beneficial in two years when both the girls will be battling dad for the shower. If we had two showers and tankless water heater, things would go much smoother I predict. My current plan is to get in and out quick as possible and let them two duke out the details.
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DakotaT
10 years ago

Only two of my blond's live with me currently. The place we have now is fairly private which is one of the reasons I moved to it.



Ha, there are few other things too, but having a tankless water heater would be greatly beneficial in two years when both the girls will be battling dad for the shower. If we had two showers and tankless water heater, things would go much smoother I predict. My current plan is to get in and out quick as possible and let them two duke out the details.

Originally Posted by: Zero2Cool 



When you say tankless water heater, do you mean a boiler?
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Fan Shout
beast (5h) : Wow, 95% drop in investment revenue? Would be interesting to hear the details of why...
dfosterf (25-Jul) : It's my one day deal complaint dept. on shareholder meeting day
dfosterf (25-Jul) : Probably a homer access credential intimidation kinda thing
dfosterf (25-Jul) : Meathead "journalists" skip this, concentrating on operational revenue when convenient. They switch when net revenue is more favorable.
dfosterf (25-Jul) : Resulting in an actual drop of net revenue of 12.5%. She is from Minnesota. Just sayin'
dfosterf (25-Jul) : Any plans to hold Maureen Smith (CFO) accountable for a 95% drop in investment revenue?
Mucky Tundra (25-Jul) : In your face, HBO!
Mucky Tundra (25-Jul) : @ByRyanWood Mark Murphy: “A great source of pride of mine is that we were never on Hard Knocks.”
Mucky Tundra (25-Jul) : *years
Mucky Tundra (25-Jul) : @mattschneidman Mark Murphy says he anticipates “many Packers games” being played in Germany, Ireland and/or the U.K. over the next 5-10 yea
dfosterf (25-Jul) : *cafeteria* I have hit my head also, so I sympathize
dfosterf (25-Jul) : Possibly hit his head leaning into the glass protecting the food in the cafateria
dfosterf (25-Jul) : Maybe a low flying drone
dfosterf (25-Jul) : Did Savion Williams run into a goalpost or something?
Mucky Tundra (25-Jul) : also, no bueno when a guy starts getting concussions right off the bat in his career
Zero2Cool (25-Jul) : Concussion is worse. Banks probably vet off day via back booboo claim
Mucky Tundra (25-Jul) : @AndyHermanNFL Jordy Nelson out at camp today. No word if he’s in play for one of the two open roster spots ; )
dfosterf (25-Jul) : Is that better or worse than Banks bad back?
Zero2Cool (25-Jul) : Savion concussion ... not good.
packerfanoutwest (24-Jul) : Aaron Rodgers’s first pass of first team period was picked off
Mucky Tundra (24-Jul) : tbh I didn't hear of his passing
Zero2Cool (24-Jul) : Cosby Show. Malcom Jamal Warner I think is real name
Mucky Tundra (24-Jul) : I was thinking of Ozzy and Hulk
Mucky Tundra (24-Jul) : Who's Theo?
Zero2Cool (24-Jul) : How is Theo alliteration?
Mucky Tundra (24-Jul) : Bad week for people whose names are alliterations
Zero2Cool (24-Jul) : Hulk Hogan gone too.
Zero2Cool (24-Jul) : Oh, it's toe injury
Zero2Cool (24-Jul) : Hope it's not serious. that would stink
dfosterf (24-Jul) : Sounds like an ankle not a knee for Fields
dfosterf (24-Jul) : Ya Flaccp on Browns
Zero2Cool (24-Jul) : Maybe Tyrod Taylor instead
Zero2Cool (24-Jul) : He's on Browns, right?
dfosterf (24-Jul) : They would probably go with Flacco is my guess if Fields out
dfosterf (24-Jul) : Fleece 'em again!
Zero2Cool (24-Jul) : Malik Willis might be someone Jets come after
packerfanoutwest (24-Jul) : Packers introduce 1923-inspired classic uniform, leather-look helmet
Zero2Cool (23-Jul) : Both LB Quay Walker and Rookie DB Micah Robinson have passed their physicals
Zero2Cool (23-Jul) : Happy to see site feels more snappy snappy
Zero2Cool (23-Jul) : No sir. I did not.
dfosterf (23-Jul) : You didn't get free childcare when you were at work?
wpr (23-Jul) : These guys make hundreds of thousands of dollars a year. Pay for their own childcare.
dfosterf (23-Jul) : 2nd issue. Number 1 issue was no gameday childcare. 1 of 3 teams not providing it
Zero2Cool (23-Jul) : Suppose if locker room is main issue, we sitting pretty
wpr (23-Jul) : I thought so Mucky. In those useless player polls GB always rates high overall. Locker is a part of it.
Mucky Tundra (23-Jul) : Wasn't the locker room just updated like 6 or 7 years ago?
Zero2Cool (23-Jul) : I have forum updated on different site. We'll see how this one goes before going to that
Zero2Cool (23-Jul) : Elgton Jenkins has a back injury, is expect to end contract dispute
wpr (23-Jul) : It's funny the PA complained about the locker room. It wasn't that long ago it was top shelf. Things change in a hurry.
wpr (23-Jul) : The site is much more better.
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