Anybody familiar with car insurance claims· Page 3

wpr
Preferred Member

14 years ago

Correct not a tax refund. It is a licensing fee/ sales tax reimbursement from the insurance company. Whichever one pays you for your car. Ultimately it will be the other guy's insurance who pays for it but if you are paid for the damaged car by Farmer's they will be the one you send you this check.

Porforis
Veteran Member

14 years ago

#22

Well, good news. Looks like my insurance company isn't screwing me on compensation. They're offering me $4992 for the car (plus sales tax/title transfer fees), NADA's "Clean Retail" was 5200, suggested retail on Bluebook was 5940. Contacted a guy about a car identical to what I had minus 60,000 miles for 6 grand, hopefully everything checks out and I get my check soon 🙂

zombieslayer
Registered

14 years ago

#23

Good news Porforis. Now, don't mean to be your parent here, but did you get your medical checkup?

Your health is worth more than your car. Literally. Medical expenses could be $10k, or nothing. We don't know. Get checked out before you sign a check.

My man Donald Driver

(thanks to Pack93z for the pic)
2010 will be seen as the beginning of the new Packers dynasty. 🇹🇹 🇲🇲 🇦🇷

Porforis
Veteran Member

14 years ago

#24

"zombieslayer" wrote:

Seriously considered it but declined due to scheduling issues (Soonest I'll have a weekday off from work is next tuesday), and the fact that I've had no pain or discomfort since the day after the crash (beyond some minor shoulder soreness two days after the crash). Am I being young, stupid, and not playing it safe? Probably. But, I'm young and stupid.

zombieslayer
Registered

14 years ago

#25

"Porforis" wrote:

Porforis - I tell this to my son all the time. I tell him "how do you think the you 10 years from now is going to look back at what you're doing?"

I'll keep my fingers crossed and hope there's nothing wrong with you. But if there is, the 2020 Porforis is going to be really pissed off at the 2010 Porforis. If there's nothing wrong with you, the 2020 Porforis will say "you got lucky 2010 Porforis but next time get checked out anyway."

You were in a car wreck where your car was totaled. Your boss will understand you taking a few hours off to get checked out.

My man Donald Driver

(thanks to Pack93z for the pic)
2010 will be seen as the beginning of the new Packers dynasty. 🇹🇹 🇲🇲 🇦🇷

wpr
Preferred Member

14 years ago

#26

"Porforis" wrote:

I am glad things are working out for you.

Porforis
Veteran Member

14 years ago

#27

Okay, okay, I'll go. Might be possible tomorrow or wednesday (preferably tomorrow), but I need to run all this by my auto insurance company first, I left my adjuster a voicemail and am hoping to hear back from her soon. As in, still today.

Also, a question for wpr. if there WERE medical costs involved, would the check for my car come after the final medical cost figure was established, or is that a separate subrogation process? Also, am I using the right term/spelling?

wpr
Preferred Member

14 years ago

#28

"Porforis" wrote:

1. I believe you said you do not have medical payments coverage on your current policy so our company will not "care" if you seek treatment or not.
2. As a courtesy they may include your medical bills in their subrogation process but they do not have to. (I have never heard of a company doing so and I have been doing this for 30 years. But I do not closely track every single claim.)
3. The medical bills are separate from the auto loss. I tell my clients to look at the process as 3 or 4 separate claims. (Some companies even give them different claim numbers and different adjusters.)
first claim is your car. second is the rental (if applicable.) third is your medical. last is the liability for the other guy (if you are at fault.) If a person gets paid for medical it does not reduce payment on the car.
4. You used the correct term- subrogation.

hope this helps.

Porforis
Veteran Member

14 years ago

#29

Been a while since the last update but I did go into the chiropractor. Been feeling a lot worse since I started going there (neck/back) but need to trust that they know what they're doing. Other guy's insurance company contacted me and sent me related paperwork, hopefully they'll cover the medical expenses and I don't need to take them to court. Total chiropractic bill's going to be around 900 out of pocket when all is said and done, and my health insurance company may be cutting me off soon as well.

Should be getting my check for my car next week, with all that I've been screwing around with lately I very, very much want the same car I already had... There's a guy I'm meeting with next thursday that has a car identical to what I had (minus 60,000 miles), will be about $1000 out of pocket but praying that'll work out. The rest of the 2003 Malibus around here (what I had) all seem to have 80,000 miles+, and if I'm spending money out of pocket I really want a car that's going to last me many more years.

wpr
Preferred Member

14 years ago

#30

thanks for the update.
some people like crack-or-practors some don't.
i don't mind them. my wife always feels worse afterward. same guy same treatment. go figure.

Important Information:

The PACKERSHOME uses cookies. By continuing to browse this site, you are agreeing to our use of cookies. More Details Close

Fan Shout

dfosterf (5h) : It's my one day deal complaint dept. on shareholder meeting day

dfosterf (6h) : Probably a homer access credential intimidation kinda thing

dfosterf (6h) : Meathead "journalists" skip this, concentrating on operational revenue when convenient. They switch when net revenue is more favorable.

dfosterf (6h) : Resulting in an actual drop of net revenue of 12.5%. She is from Minnesota. Just sayin'

dfosterf (6h) : Any plans to hold Maureen Smith (CFO) accountable for a 95% drop in investment revenue?

Mucky Tundra (7h) : In your face, HBO!

Mucky Tundra (7h) : @ByRyanWood Mark Murphy: “A great source of pride of mine is that we were never on Hard Knocks.”

Mucky Tundra (7h) : *years

Mucky Tundra (7h) : @mattschneidman Mark Murphy says he anticipates “many Packers games” being played in Germany, Ireland and/or the U.K. over the next 5-10 yea

dfosterf (7h) : *cafeteria* I have hit my head also, so I sympathize

dfosterf (7h) : Possibly hit his head leaning into the glass protecting the food in the cafateria

dfosterf (7h) : Maybe a low flying drone

dfosterf (7h) : Did Savion Williams run into a goalpost or something?

Mucky Tundra (7h) : also, no bueno when a guy starts getting concussions right off the bat in his career

Zero2Cool (8h) : Concussion is worse. Banks probably vet off day via back booboo claim

Mucky Tundra (10h) : @AndyHermanNFL Jordy Nelson out at camp today. No word if he’s in play for one of the two open roster spots ; )

dfosterf (10h) : Is that better or worse than Banks bad back?

Zero2Cool (11h) : Savion concussion ... not good.

packerfanoutwest (24-Jul) : Aaron Rodgers’s first pass of first team period was picked off

Mucky Tundra (24-Jul) : tbh I didn't hear of his passing

Zero2Cool (24-Jul) : Cosby Show. Malcom Jamal Warner I think is real name

Mucky Tundra (24-Jul) : I was thinking of Ozzy and Hulk

Mucky Tundra (24-Jul) : Who's Theo?

Zero2Cool (24-Jul) : How is Theo alliteration?

Mucky Tundra (24-Jul) : Bad week for people whose names are alliterations

Zero2Cool (24-Jul) : Hulk Hogan gone too.

Zero2Cool (24-Jul) : Oh, it's toe injury

Zero2Cool (24-Jul) : Hope it's not serious. that would stink

dfosterf (24-Jul) : Sounds like an ankle not a knee for Fields

dfosterf (24-Jul) : Ya Flaccp on Browns

Zero2Cool (24-Jul) : Maybe Tyrod Taylor instead

Zero2Cool (24-Jul) : He's on Browns, right?

dfosterf (24-Jul) : They would probably go with Flacco is my guess if Fields out

dfosterf (24-Jul) : Fleece 'em again!

Zero2Cool (24-Jul) : Malik Willis might be someone Jets come after

packerfanoutwest (24-Jul) : Packers introduce 1923-inspired classic uniform, leather-look helmet

Zero2Cool (23-Jul) : Both LB Quay Walker and Rookie DB Micah Robinson have passed their physicals

Zero2Cool (23-Jul) : Happy to see site feels more snappy snappy

Zero2Cool (23-Jul) : No sir. I did not.

dfosterf (23-Jul) : You didn't get free childcare when you were at work?

wpr (23-Jul) : These guys make hundreds of thousands of dollars a year. Pay for their own childcare.

dfosterf (23-Jul) : 2nd issue. Number 1 issue was no gameday childcare. 1 of 3 teams not providing it

Zero2Cool (23-Jul) : Suppose if locker room is main issue, we sitting pretty

wpr (23-Jul) : I thought so Mucky. In those useless player polls GB always rates high overall. Locker is a part of it.

Mucky Tundra (23-Jul) : Wasn't the locker room just updated like 6 or 7 years ago?

Zero2Cool (23-Jul) : I have forum updated on different site. We'll see how this one goes before going to that

Zero2Cool (23-Jul) : Elgton Jenkins has a back injury, is expect to end contract dispute

wpr (23-Jul) : It's funny the PA complained about the locker room. It wasn't that long ago it was top shelf. Things change in a hurry.

wpr (23-Jul) : The site is much more better.

Zero2Cool (23-Jul) : NFLPA report said Packers lockerroom needed upgrade. Whining bout where you change?

Please sign in to use Fan Shout

2025 Packers Schedule

Sunday, Sep 7 @ 3:25 PM

LIONS

Thursday, Sep 11 @ 7:15 PM

COMMANDERS

Sunday, Sep 21 @ 12:00 PM

Browns

Sunday, Sep 28 @ 7:20 PM

Cowboys

Sunday, Oct 12 @ 3:25 PM

BENGALS

Sunday, Oct 19 @ 3:25 PM

Cardinals

Sunday, Oct 26 @ 7:20 PM

Steelers

Sunday, Nov 2 @ 12:00 PM

PANTHERS

Monday, Nov 10 @ 7:15 PM

EAGLES

Sunday, Nov 16 @ 12:00 PM

Giants

Sunday, Nov 23 @ 12:00 PM

VIKINGS

Thursday, Nov 27 @ 12:00 PM

Lions

Sunday, Dec 7 @ 12:00 PM

BEARS

Sunday, Dec 14 @ 3:25 PM

Broncos

Friday, Dec 19 @ 11:00 PM

Bears

Friday, Dec 26 @ 11:00 PM

RAVENS

Saturday, Jan 3 @ 11:00 PM

Vikings