longtimefan
16 years ago
Insurance companies are now using a form of a credit report when you apply for a policy
Zero2Cool
16 years ago
I read that Ford is the only major car manufacturer in the US that's not taking any bail out money. I thought that was neat, kind of makes me want a Ford now.
UserPostedImage
vikesrule
16 years ago

... kind of makes me want a Ford now.

"SlickVision" wrote:



You mean as owner of the Green Bay Packers, kinda like the Lions? :icon_smile:
IronMan
16 years ago

Using cash for a car, other toys, furniture and things of that nature is awesome and that is how it should be done...

But your losing money each month when you pay rent to someone else.

The same exact thing you dont want the government to do, your sort of already doing

"longtimefan" wrote:


Paying rent doesn't bother me too much. I don't have to worry about upkeep, taxes, insurance, mowing, etc.
TheKanataThrilla
16 years ago

Of course if we were not taxed to death in this country, and could actually KEEP the money we make, there wouldn't be such a need to push up salarys.
But when you make $16 an hour, and take home $12, and then get taxed to spend it, it's no wonder that other countries can afford to make items cheaper then we can.

"Cheesey" wrote:



Well Cheesey you have elected the most socialist President in your history and steps are being taken to to socialize your health care. You think your taxes suck, just wait until you start living Canadian-style taxes.

I must admit I feel bad for you Yanks now when it comes to elections. You have the Socialists/Dems, and the Religious Right and wannabe Dems running the Republicans with no regards to their history. Your founding fathers must be rolling in their graves that their Libertarian values of small government are being lost. Some Canadians feel that being Canadian means to bash our friends to the south, but I have to admit that I have always been envious of the mindset that went into your constitution. I hate to see Liberty being given away to nanny statism and it is happening all too often in both of our countries.
longtimefan
16 years ago

Using cash for a car, other toys, furniture and things of that nature is awesome and that is how it should be done...

But your losing money each month when you pay rent to someone else.

The same exact thing you dont want the government to do, your sort of already doing

"IronMan" wrote:


Paying rent doesn't bother me too much. I don't have to worry about upkeep, taxes, insurance, mowing, etc.

"longtimefan" wrote:



Yup very true, but if you research and plan it right and buy the right house,you can have an investment like no other
TheEngineer
16 years ago

I believe the official recession is a decrease in the GDP for three straight quarters (don't quote me)

Cheesey, It is not the execs. While they make huge amounts of money it is usually in porportion to the business generated.

American cars are overpriced and cannot compete on an equal playing field with the imports. Why? I know many are going to yell "off with his head!" but here is the main sticking point.

Unions.


Every car in America has an extra 5k or more attached to it because of union benefits that Japaneese companies don't have. Add to that the need to pay dividends to stockholders and you have an incredibly small margin in which to create net operating profit. this then leaves less of a margin of error for sales fluctuations.

Any company should be able to adjust and handle a 30% decrease in sales and not be headed to bankruptcy. The Auto industry seems to be the exception.

"Trippster" wrote:



I believe it's a recession for two consecutive quarters of negative GDP growth. However, reality is a bit murkier since most will not argue that successive quarters of -2%, 0.1% and -1.5% GDP growth does not constitute a recession. There's plenty of definitions of a recession. Two consecutive quarters is one simple benchmark.
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TheEngineer
16 years ago
Also, I'm fine with the US auto industry going under. I have no love for the complacency and inefficiency of companies which require tariffs and subsidies to exist.

I'm secretly hoping this will spell a new era of electric and hydrogen vehicles from new US manufacturers, but I'm not holding my breath.
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Nonstopdrivel
16 years ago
I couldn't agree more, TheEngineer, though I personally think hydrogen vehicles are a boondoggle deliberately championed by the auto industry to fail. I have yet to see a compelling case made that hydrogen vehicles would actually contribute in a positive way to the energy usage patterns of our country.
UserPostedImage
TheEngineer
16 years ago
I've read a book published by the editors from Scientific American titled "Oil and the Future of Energy". This is a compilation of articles from Scientific American, of which the following articles discuss the viability of a hydrogen economy (I've neglected the volumes, issues and pagination since I've extracted the data from the book):

Lloyd, A.C. 1999, The Power Plant in Your Basement, Scientific American

Wakefield J. 2002, The Ultimate Clean Fuel, Scientific American

Wald M.W. 2004, Questions about a Hydrogen Economy, Scientific American

Grant P.M., Starr C. and Overbye T.J. 2006, A Power Grid for the Hydrogen Economy, Scientific American

Ogden J. 2006, High Hopes for Hydrogen, Scientific American

Many of these articles may be found online in .pdf format. If you're ever interested and have a few hours spare, I would recommend them for reading.
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