DakotaT
12 years ago
You guys make me feel like an asshole for acquiring what I have in life. But when I was in my 20's I was a full fledged alcholic and I didn't have a pot to piss in. I grew up when I got married, and even though I married a spoiled princess, she brings out the best in me to push me to my limits to gain wealth and assets.

I absolutely hate debt and paying interest. We have a mortgage with 13.5 years to go at an interest rate less than 4%. We own about 40% of our house right now. Julie and I each still have small school loans under $10K total on interest rates less than 3% and that is all the debt we have. No car loans, and we will never take another one out. Only program cars from here on out to be paid for the Randy Moss fine way - cold hard cash homey.

Paying interest makes people poor, and makes limp wristed egg heads with weak backs wealthy. I lived without things until I could pay for them, and I don't see why people feel they need to have everything now without sacrificing to attain what they covet.
UserPostedImage
vegOmatic
12 years ago

I think you have me confused with someone else. I've never had problems with managing my money, other than the timing of when my student loans were due. I've never owned a credit card until about a year ago when I got two in order to help improve my credit. And I pay them off before the balance is due, bi-weekly on payday. If credit rating didn't matter, I'd have never bought a car with a loan or would I own the two credit cards I do. I buy what I can afford and never over spend. I have a family to support and they come first.

Originally Posted by: Zero2Cool 



Could be... at least you don't drivel on like DakotaT about how the world owes you a living.
blank
DakotaT
12 years ago

Could be... at least you don't drivel on like DakotaT about how the world owes you a living.

Originally Posted by: vegOmatic 



Please! The only thing I complain about is the trust fund babies and sperm lottery winners - the real welfare cases in this world.


UserPostedImage
Wade
  • Wade
  • Veteran Member
12 years ago

You guys make me feel like an asshole for acquiring what I have in life. But when I was in my 20's I was a full fledged alcholic and I didn't have a pot to piss in. I grew up when I got married, and even though I married a spoiled princess, she brings out the best in me to push me to my limits to gain wealth and assets.

I absolutely hate debt and paying interest. We have a mortgage with 13.5 years to go at an interest rate less than 4%. We own about 40% of our house right now. Julie and I each still have small school loans under $10K total on interest rates less than 3% and that is all the debt we have. No car loans, and we will never take another one out. Only program cars from here on out to be paid for the Randy Moss fine way - cold hard cash homey.

Paying interest makes people poor, and makes limp wristed egg heads with weak backs wealthy. I lived without things until I could pay for them, and I don't see why people feel they need to have everything now without sacrificing to attain what they covet.

Originally Posted by: DakotaT 



All of the above is why, even if you are spelling challenged, you're a wise man.

Which allows you to be an asshole from time to time. [grin1]


And do not be conformed to this world, but be transformed by the renewing of your mind, that you may prove what is that good and acceptable and perfect will of God.
Romans 12:2 (NKJV)
DakotaT
12 years ago

All of the above is why, even if you are spelling challenged, you're a wise man.

Which allows you to be an asshole from time to time. [grin1]

Originally Posted by: Wade 



One day I will get a straight up compliment without the backhand, but not anytime soon.
UserPostedImage
Zero2Cool
12 years ago

Paying interest makes people poor, and makes limp wristed egg heads with weak backs wealthy. I lived without things until I could pay for them, and I don't see why people feel they need to have everything now without sacrificing to attain what they covet.

Originally Posted by: DakotaT 



I think I made this pretty damn clear where I don't need this bullshit lecturing, but what the hell, why not repeat myself ... again! I never owned nice cars, its how I got to be such a good mechanic. I bought beaters, fixed them when they broke.

I've always lived below my means, way below to the point my father (who taught me to be frugal) tells me I should loosen up and enjoy the fruits of my labors. So, when I was living in Colorado, needed a reliable vehicle that would get me to Wisconsin and back, plus any family vacations if we took some. Also I wanted to help improve my credit rating so maybe one day I could buy a house. I finally had the negative crap that wasn't mine off my report. I put 22% of the car down when I bought. I knew I was getting raped with 15.57%, but I was told after a year of full on time payments, I'd be able to get it refinanced for less than 10% and then the next year if I did well maybe under 5%. I was denied because I still have some student loan claims that haven't been consolidated into the lump sum I'm paying off.

I'm not gonna spill how rough I had it since moving out of my dads until '08 when my career started taking off because I don't want anyone's pity or sympathy. And because everyone has had to cut corners, live paycheck to paycheck and live out of their car a few times in their life. It's what makes you appreciate what you have.


UserPostedImage
DakotaT
12 years ago

I think I made this pretty damn clear where I don't need this bullshit lecturing, but what the hell, why not repeat myself ... again! I never owned nice cars, its how I got to be such a good mechanic. I bought beaters, fixed them when they broke.

I've always lived below my means, way below to the point my father (who taught me to be frugal) tells me I should loosen up and enjoy the fruits of my labors. So, when I was living in Colorado, needed a reliable vehicle that would get me to Wisconsin and back, plus any family vacations if we took some. Also I wanted to help improve my credit rating so maybe one day I could buy a house. I finally had the negative crap that wasn't mine off my report. I put 22% of the car down when I bought. I knew I was getting raped with 15.57%, but I was told after a year of full on time payments, I'd be able to get it refinanced for less than 10% and then the next year if I did well maybe under 5%. I was denied because I still have some student loan claims that haven't been consolidated into the lump sum I'm paying off.

I'm not gonna spill how rough I had it since moving out of my dads until '08 when my career started taking off because I don't want anyone's pity or sympathy. And because everyone has had to cut corners, live paycheck to paycheck and live out of their car a few times in their life. It's what makes you appreciate what you have.

Originally Posted by: Zero2Cool 



Why do always think people talking in general terms are pointing the finger at you? I'm talking that it is the way of the world to put themselves in debt hell because they can't wait for stuff.

Anyway, I always thought it was your ex that got you in credit trouble, not by mistakes you may have made.


UserPostedImage
dhazer
12 years ago

I was doing well, much more disciplined. Even cancelled the April Vegas trip.

The Thuji purchase has screwed that up.

Thuji: $800.
My airfare: $400.
Dog's airfare ("in cabin" charge): $125.
"Airline approved" miniature bag for under seat for dog: $60.
Incidental charges from breeder: $75.
Passenger side mirror (don't want to drive roundtrip to Chicago without all mirror: $70 plus labor TBD.
Dog food -- TBD.
Vet stuff -- who knows?!?
Doggie pads, cushion, puppy toys, treats, harness, leash, poop bags, more toys, puppy blanket -- not added up.
Obedience training.
Neutering.
Shots.
Dogsitting/doggie day care.
More food.
More toys.
Stuff to clean pee spots from carpet.
More treats.

Argh! Why did I buy a puppy again?

Oh, right. Cute + companionship: Priceless.

Whew.

Originally Posted by: Wade 



A bit of advice for you wade and other dog owners
alot of dog foods are being recalled here is a list

recalled dog food 

Just Imagine this for the next 6-9 years. What a ride it will be 🙂 (PS, Zero should charge for this)
UserPostedImage
longtimefan
12 years ago

but i'm cheap, foster.
ridiculously cheap.
seriously though, have you heard bad things about astro vans? other than the god awful way they look?!? lol.

Originally Posted by: 4PackGirl 




Bad cars..youll spend money fixing it
Wade
  • Wade
  • Veteran Member
12 years ago

One day I will get a straight up compliment without the backhand, but not anytime soon.

Originally Posted by: DakotaT 



Sorry. Occupational hazard. I teach economics. Which means that "on the one hand, on the other hand" is one of my knee jerk reactions.

So....

Troy, you're a wise man.

Period.


And do not be conformed to this world, but be transformed by the renewing of your mind, that you may prove what is that good and acceptable and perfect will of God.
Romans 12:2 (NKJV)
Fan Shout
Martha Careful (3h) : 1 round 7 min, with one extra minute if there is a trade. 2nd round 4 minutes, 3rd -3, 2 thereafter IMO
Martha Careful (3h) : Agree
dfosterf (4h) : Great idea imo
dfosterf (4h) : 1st round to 7 minutes with one extension
dfosterf (4h) : NFL comissioner wants to shorten the 2st
Mucky Tundra (9h) : @jalenreagors They’re discussing if Sheduer can go back to college on NFL Network LMFAOOOOO
beast (11h) : Great point Martha
beast (11h) : Buddy Ryan used to say if a candy bar goes missing, there are two to blame, Rex and Rob 🤪 jk 😁
Martha Careful (13h) : Bum Phillips used to say there are two ways to get better. Get better players or get players to play better. We have a new DL coach
Zero2Cool (14h) : Yes. Look at the losses last year. They can win.
beast (14h) : Can Packers win with their current DL?
bboystyle (15h) : waiting for a pass rusher.
dfosterf (18h) : 5 minutes between picks in the 3rd
dfosterf (18h) : 3rd. Hate this phone
dfosterf (18h) : 4rd
dfosterf (18h) : 5 minutes in the 4
dfosterf (18h) : 7 minutes between picks in the 2nd round
Martha Careful (18h) : Sorry to bitch, but the headline writers in that section absolutely mislead, or don't know how to read. It is maddening
Martha Careful (18h) : No thanks. Not a dependable guy to be in the right place and run the right route. Dumb as a box of rocks.
Zero2Cool (19h) : Losing 2nd round pick for a one year rental, not ideal. Especially a headcase.
TheKanataThrilla (19h) : Pickens for Jaire may be interesting. Definitely not sure we want Pickens long term.
dfosterf (20h) : No.Absolutely not
Zero2Cool (20h) : NO NO NO NO NO NO!!1 🤬🤬🤬🤬🤬
dhazer (20h) : scenario: Our main prospects are off the board when our pick comes around, do we just throw a 2nd round pick at Pittsburgh for Pickens
TheKanataThrilla (20h) : Hopefully she had some comfort that her son will be live his dream when she passed away. Sad news.
Mucky Tundra (21h) : Damn that sucks
Zero2Cool (21h) : News about Derrick Harmon mom, saddening.
Zero2Cool (22h) : Mark Murphy: "I predict we will trade up once and down twice."
beast (25-Apr) : Rip the Packers and getting the fans yelling and booing him
beast (25-Apr) : Super competitive Bears fan and WWE "superstar" wrestler, Seth Rollins is supposed to announce a Bears pick and absolutely rip Packers
packerfanoutwest (25-Apr) : Golden
beast (25-Apr) : I want DT Derrick Harmon, Oregon
Mucky Tundra (25-Apr) : And I can't be looking at my phone
Mucky Tundra (25-Apr) : Hey I'm at work lol
Zero2Cool (24-Apr) : btw, new site chat won't delete auto like
Zero2Cool (24-Apr) : because everyone left like wimps
TheKanataThrilla (24-Apr) : I am wondering if there is some type of autoclear when there isn't activity after a certain amount of time.
Mucky Tundra (24-Apr) : What happened in the chat? Me and Zero posted a few things earlier and they're all gone
dfosterf (24-Apr) : 10-15 min bs plus flyover
dfosterf (24-Apr) : Yes
Zero2Cool (24-Apr) : 7pm is when this kicks off????
buckeyepackfan (24-Apr) : I told him. IT'S VONTE MACK , no matter what!
buckeyepackfan (24-Apr) : He asked me who I thought The Browns were taking.
buckeyepackfan (24-Apr) : 2. Would of had to wear Browns gear all week. NOPE I'll watch from my living room.
buckeyepackfan (24-Apr) : He wanted to know if I would go. 2 things, would have had to fly from Detroit to Green Bay. Nope
buckeyepackfan (24-Apr) : All expense paid trip to the draft. He will be in the Browns section. I told him to say hi to J-10VE for me 😃😃i
buckeyepackfan (24-Apr) : For a call from my nephew, he won an sllexp
TheKanataThrilla (24-Apr) : Hope to see everyone in the Chat tonight!!! Go Pack Go!!!
TheKanataThrilla (24-Apr) : Jeanty would be a great pick-up for the Bears. I see Warren mocked to them as well who I think would be a great selection.
Zero2Cool (24-Apr) : GameDay Chat is open. Posting bits an tids in there.
Please sign in to use Fan Shout
2024 Packers Schedule
Friday, Sep 6 @ 7:15 PM
Eagles
Sunday, Sep 15 @ 12:00 PM
COLTS
Sunday, Sep 22 @ 12:00 PM
Titans
Sunday, Sep 29 @ 12:00 PM
VIKINGS
Sunday, Oct 6 @ 3:25 PM
Rams
Sunday, Oct 13 @ 12:00 PM
CARDINALS
Sunday, Oct 20 @ 12:00 PM
TEXANS
Sunday, Oct 27 @ 12:00 PM
Jaguars
Sunday, Nov 3 @ 3:25 PM
LIONS
Sunday, Nov 17 @ 12:00 PM
Bears
Sunday, Nov 24 @ 3:25 PM
49ERS
Thursday, Nov 28 @ 7:20 PM
DOLPHINS
Thursday, Dec 5 @ 7:15 PM
Lions
Sunday, Dec 15 @ 7:20 PM
Seahawks
Monday, Dec 23 @ 7:15 PM
SAINTS
Sunday, Dec 29 @ 3:25 PM
Vikings
Sunday, Jan 5 @ 12:00 PM
BEARS
Recent Topics
54m / Green Bay Packers Talk / bboystyle

1h / Green Bay Packers Talk / Zero2Cool

1h / Green Bay Packers Talk / Zero2Cool

1h / Green Bay Packers Talk / earthquake

1h / Green Bay Packers Talk / Zero2Cool

3h / Green Bay Packers Talk / dfosterf

11h / Green Bay Packers Talk / beast

15h / Green Bay Packers Talk / beast

20h / Green Bay Packers Talk / bboystyle

21h / Green Bay Packers Talk / Mucky Tundra

21h / Green Bay Packers Talk / Martha Careful

25-Apr / Green Bay Packers Talk / beast

24-Apr / Green Bay Packers Talk / TheKanataThrilla

24-Apr / Green Bay Packers Talk / Zero2Cool

24-Apr / Green Bay Packers Talk / wpr

Headlines
Copyright © 2006 - 2025 PackersHome.com™. All Rights Reserved.